Disclaimer

General Disclaimer

Calculator and Payment Tools

The loan calculator, payment explorer, and related tools on this site provide estimates based on the inputs you provide and standard amortization formulas. These estimates:

• Are for informational purposes only
• Do not constitute a financing offer or guarantee
• May not reflect actual rates, terms, or fees offered by lenders
• Do not account for taxes, insurance, delivery, or other fees
• Use a default rate of 7.5% which may not reflect your actual rate

Actual financing terms will vary based on your creditworthiness, the lender, equipment condition, and other factors determined during underwriting.

Pre-Qualification Estimator

The pre-qualification estimator provides an indicative assessment based on a simplified scoring model. A "Strong Financing Fit" result does not guarantee approval, and a "Manual Review Recommended" result does not mean you will be declined. All applications are subject to full lender review.

Financeability Risk Analyzer

The financeability analyzer evaluates equipment age and hours against general industry guidelines. Different lenders have different policies. Equipment rated as "Higher Risk" or "Limited Lender Availability" may still be financeable through specialized lenders.

Equipment Valuation Tool

Equipment valuations are rough estimates based on depreciation models, brand factors, and regional adjustments. They are not appraisals. Actual market value depends on specific machine condition, maintenance history, attachments, and current market demand. For accurate valuations, consult a certified equipment appraiser.

Guide Content

The articles and guides on this site are written for general informational purposes. They do not constitute financial, legal, or professional advice. Equipment financing regulations and lender policies change frequently. Always consult with a qualified financial advisor before making financing decisions.

Equipment Listings

Equipment listings displayed on our site are sourced from third-party providers. IronFinance does not own, inspect, or guarantee the accuracy of any listing. Prices, availability, and condition are subject to change without notice.

No Guarantee of Results

While we work to connect you with suitable financing partners, we cannot guarantee that you will receive financing, that terms will match estimates shown on this site, or that the process will meet any specific timeline.