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About IronFinance

We connect Canadian contractors with lenders who specialize in heavy equipment — even when the bank says no.

Why We Built This

After years in the equipment industry, we saw the same problem over and over: contractors who needed machines could not figure out their financing options. The information online was either generic bank marketing or buried in forums. Nobody was answering the real questions.

IronFinance is that answer. Every guide, tool, and calculator on this site is built from real industry experience — not guesswork.

What We Offer

Free Application

No credit check to apply. Takes 3 minutes. Find out what you qualify for with zero risk.

Lender Matching

We match you with lenders who understand equipment — from banks for prime deals to private lenders for challenged credit.

Real Tools

Payment calculator, pre-qualification estimator, financeability analyzer, and equipment value tool — built for contractors.

Honest Guides

25+ in-depth guides written for contractors, not bankers. Real answers about financing, credit, payments, and equipment.

Who We Serve

Construction contractors

Excavators, dozers, loaders, backhoes, cranes

Logging operators

Skidders, feller bunchers, forwarders, log trucks

Agricultural operations

Tractors, combines, harvesters, sprayers

Trucking and hauling

Dump trucks, semis, trailers, service trucks

Owner-operators and sole proprietors

Any credit level, any business age — we find a path

Ready to Get Started?

Whether you have a machine picked out or you are just exploring, we will give you a straight answer on what you qualify for.