Heavy Equipment Financing Application

Tell us about the machine and the deal.

Start with the basics: who you are, what equipment you want to finance, how much you need, and where the equipment is coming from. A real person reviews every submission.

No credit check to start

Dealer and private sales

Used equipment considered

Canada-wide lender options

Private seller?Include seller name, location, and asking price.

Dealer quote?Send the machine and quote details.

Older machine?Hours, serial number, and condition help.

Bank declined?Tell us what happened and when.

Start here

Apply for equipment financing

The goal is not to collect every document up front — it is to capture enough information to understand the deal and follow up properly.

1 Contact

2 Equipment

3 Deal

4 Submit

Your contact details

Use the best phone number and email for follow-up.

* First Name* Last Name

* Email* Phone

Business Name (optional)* Province / Territory

Equipment details

The more specific the equipment details are, the easier it is to understand the strength of the deal.

* Equipment TypeYear (optional)* Make / Model

Hours / KM (optional)Serial Number (optional)Equipment Location (optional)

Deal structure

Explain what you are trying to buy and how the purchase is set up.

Dealer purchaseBuying from an equipment dealer or reseller.Private saleBuying directly from another owner or company.Not sure yetYou are still comparing machines or sellers.

* Purchase Price ($)* Financing Amount Needed ($)Down Payment ($) (optional)

Seller Name (optional)How soon do you need funding?

Tell us anything important about the deal

Credit and business context

Keep this non-intimidating. You are not asking for a full credit application yet.

How would you describe your credit?Business stage

No credit check to start.

This first form should capture the opportunity. A full financing package can be collected after the file is reviewed.

By submitting, you agree to be contacted about your equipment financing request. A real person reviews every submission.

Before you apply

Common application questions.

Do I need perfect credit?

No. Strong credit helps, but bruised credit, bank-declined files, and practical equipment deals may still be reviewed.

Can I apply before I choose the exact machine?

Yes. The form can capture early interest, but the file gets stronger once the equipment, price, seller, and amount needed are clear.

Can private-sale equipment be financed?

Often, yes. Private sales usually need more seller and equipment details, including ownership, serial number, liens, invoice details, and location.

How long does approval take?

Most applicants hear back within 1 business day. Private lenders can approve in 24 to 72 hours. Banks and credit unions take longer, typically 1 to 3 weeks.

Still not sure what to enter?

Send what you know. Equipment financing starts with the machine, the price, the seller, and the buyer situation.

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