Apply for Equipment Financing
Takes about 3 minutes. No credit check to get started. We match you with the right lender for your situation.
Deals We Help With Every Day
Older machines with high hours that still earn money. Private lenders look at the asset, not just the age. See what changes after a bank decline →
If you have revenue and a plan, we find lenders who work with newer businesses.
Past bankruptcy, consumer proposal, or low score. Specialized lenders exist for every situation.
Multi-unit deals, fleet financing, or high-value single machines. We structure the deal to fit.
Your Information
All fields marked with * are required.
What Happens After You Apply?
A financing specialist reviews your details within 1 business day.
Based on your credit, equipment, and province, we find the best fit.
We come back with specific rates, terms, and next steps. No obligation.
Common Questions
Do I need a credit check to apply?
No. Submitting this application does not trigger a credit check. A credit inquiry only happens later if you choose to move forward with a specific lender offer.
What credit score do I need to qualify?
Equipment financing is available at every credit level. Traditional lenders typically want 650 or higher, but private lenders and specialized brokers work with scores as low as 500. We match you with the right lender for your situation.
How long does approval take?
Most applicants hear back within 1 business day. Private lenders can approve in 24 to 72 hours. Banks and credit unions take longer, typically 1 to 3 weeks.
What types of equipment can I finance?
Excavators, dozers, skid steers, logging equipment, trucks, trailers, cranes, compactors, telehandlers, and more. If it is a revenue-generating machine, there is likely a lender who will finance it.
How much down payment is required?
Down payments typically range from 0% to 25% depending on the lender, your credit profile, and the equipment age and condition. Most deals land between 10% and 20%.